This is the most common confusion buyers face. A dealer might say \u201call clear\u201d, but there are 3 types of property ownership in India. Pick the wrong one and you may face loan rejection or resale issues.<\/p>\n
1. Freehold Property \u2013 Safest Option<\/span> 2. Leasehold Property \u2013 Time Limited<\/span> 3. GPA Property \u2013 Highest Risk<\/span> This is the most common confusion buyers face. A dealer might say \u201call clear\u201d, but there are 3 types of property ownership in India. Pick the wrong one and you may face loan rejection or resale issues. 1. Freehold Property \u2013 Safest Option You get 100% ownership of the land. You can sell, mortgage, or transfer it to your heirs. There\u2019s no lease from government or authority. How to identify: Sale deed will mention \u201cAbsolute Sale\u201d or \u201cFreehold\u201d. Khata gets transferred in your name. GEOVistaar Standard: We deal only in freehold plots. 2. Leasehold Property \u2013 Time Limited The land belongs to a government authority. You get it on lease for 30, 60, or 99 years. After expiry, you must renew it or return it. Issues: Banks hesitate to give loans. Resale value is lower. Common Examples: DDA flats in Delhi, Authority plots in Noida. 3. GPA Property \u2013 Highest Risk GPA means General Power of Attorney. The original owner gives someone else the \u201cpower to sell\u201d. You\u2019re buying from a GPA holder, not the actual owner. Risk: If the original owner cancels the GPA or issues multiple GPAs, it leads to legal disputes. Supreme Court has ruled that GPA does not transfer ownership. Avoid unless\u00a0the property is registered directly in your name.<\/p>\n","protected":false},"author":1,"featured_media":370,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5],"tags":[],"class_list":["post-367","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/geovistaar.com\/index.php?rest_route=\/wp\/v2\/posts\/367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/geovistaar.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/geovistaar.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/geovistaar.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/geovistaar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=367"}],"version-history":[{"count":1,"href":"https:\/\/geovistaar.com\/index.php?rest_route=\/wp\/v2\/posts\/367\/revisions"}],"predecessor-version":[{"id":368,"href":"https:\/\/geovistaar.com\/index.php?rest_route=\/wp\/v2\/posts\/367\/revisions\/368"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/geovistaar.com\/index.php?rest_route=\/wp\/v2\/media\/370"}],"wp:attachment":[{"href":"https:\/\/geovistaar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=367"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/geovistaar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=367"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/geovistaar.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nYou get 100% ownership of the land. You can sell, mortgage, or transfer it to your heirs. There\u2019s no lease from government or authority.
\nHow to identify<\/span>: Sale deed will mention \u201cAbsolute Sale\u201d or \u201cFreehold\u201d. Khata gets transferred in your name.
\nGEOVistaar Standard<\/span>: We deal only in freehold plots.<\/p>\n
\nThe land belongs to a government authority. You get it on lease for 30, 60, or 99 years. After expiry, you must renew it or return it.
\nIssues<\/span>: Banks hesitate to give loans. Resale value is lower.
\nCommon Examples<\/span>: DDA flats in Delhi, Authority plots in Noida.<\/p>\n
\nGPA means General Power of Attorney. The original owner gives someone else the \u201cpower to sell\u201d. You\u2019re buying from a GPA holder, not the actual owner.
\nRisk<\/span>: If the original owner cancels the GPA or issues multiple GPAs, it leads to legal disputes. Supreme Court has ruled that GPA does not transfer ownership.
\nAvoid unless<\/span>\u00a0the property is registered directly in your name.<\/p>\n","protected":false},"excerpt":{"rendered":"